(February 20, 2024) Wayne Swift calls it as it is – and challenges…

We live in increasingly difficult times. Let me qualify that…

I’m saying that it is different today than it was 20, 40 or 60 years ago. The economy is different, in some ways our standard of living is better, our expectations are higher, people are generally wealthier, even the poor are better off than those from 50 years ago.

Why then am I saying we live in difficult times? Several factors –

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